In Illinois creditors can get up to 15% of one’s gross wages-not net wages. If those wages are $500 per week gross; net $450: they take $75.
The filing of a Chapter 7 or a Chapter 13 bankruptcy can stop wage garnishments.
Most lawyers practicing in Consumer Bankruptcy can file a Chapter 7 or Chapter 13 rapidly: generally the same day. The lawyers at ROBERT J. ADAMS & ASSOCIATES do this regularly.
To start a Chapter 7 or Chapter 13 the down payment is generally very small.