Consumer Bankruptcy


In a  Chapter 7 discharge, also known as straight bankruptcy, you can eliminate certain unsecured debts, such as credit card balances, medical bills, payday loans, car title loans, and traffic tickets. In certain cases, it is even possible to discharge back taxes.
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The definition of a Small Business in a Chapter 11  is one where the debts don’t exceed about $2.5 million (currently  $2,566,050). A Small Business Chapter 11 Bankruptcy may be the best course of action for your Chicago business.
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If you can’t make ends meet  and your debts are mounting, you are probably getting harassing phone  calls from bill collectors. You may be in danger of losing your home or  your car or having your wages garnished. Chapter 13 bankruptcy may be  able to protect you from creditors in exchange for a monthly payment  plan.
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First of all, there is no  Chapter 20 in the Bankruptcy Code. The term “Chapter 20” is a shorthand  term where the individual or married couple has filed a Chapter 7 and  shortly thereafter filed a Chapter 13.
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Business Bankruptcy

2020 has been a particularly difficult year for many businesses  throughout the United States due to the coronavirus pandemic. According  to’s Local Economic Impact Report, over 97,966  businesses have permanently shut down during the COVID-19 pandemic. If  your business has been affected by COVID-19 closedowns, or you have  incurred personal debt due to other burdens to keep your struggling  business afloat, filing for bankruptcy may help you find the financial  relief that you need.
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