Is your home in foreclosure, or have you missed three or more payments? We are here to help. Can You Stop Foreclosure? Some options are temporary. When you defend the foreclosure in state court, you will stop the foreclosure for some time. Generally, it only delays the foreclosure and is not a permanent solution. Other […]
Save Your Home From Foreclosure in Illinois Read Post »
Bankruptcy Foreclosure Home Homeowner VideoBankruptcy laws say you must do a Means Test. You must list the gross income in your family for the past six (6) months. Is the total amount below or above the amounts listed in the table below? The number of persons in the household is generally the number on your tax return. But you
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Bankruptcy Means VideoHere is a typical problem many good folks have. John Q (or it could be Mary Doe) has a lot of credit card debt: $20,000, $30,00, $40,000, or some other amount. John also has medical debt. John can’t keep up with payments. After doing the best he can, he is broke. He doesn’t have any
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Bankruptcy Chapter 7 Credit Score VideoMEDICAL BILLS AND YOUR CREDIT SCORE There have new changes in reporting medical debts. These changes affect your credit score. AS WITH MOST THINGS, THERE ARE “IFS and BUTS. OTHER DEBTS THAT MAY NOT SHOW UP Some debts never find their way to credit reports. Disclaimer: Blogs on legal matters are for information purposes only and
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Bankruptcy Medical Bills VideoPeople call me frequently who have a real need to file Chapter 7 bankruptcy but are hesitant. Why? Cars. People are afraid they will lose their cars even though they are up to date on their car notes. There is no need to worry. Finance companies want your money, not your car. When you file
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Bankruptcy Buying a Car Car Chapter 7 VideoThe simple answer is “Yes.” After filing Chapter 7, you can buy anything you want. The real question is, “Can I get a mortgage?” To initially qualify for a mortgage, you must wait. (The above starts from the discharge date, not the filing date.) The higher your credit score; the more of a downpayment;
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Bankruptcy Chapter 7 Video