LIFE AFTER BANKRUPTCY: A Path to Rebuilding Your Credit

Imagine a world where your unsecured debts, such as credit cards, personal loans, auto repo deficiencies, and medical bills, are wiped clean. This is the purpose of Chapter 7 Bankruptcy. However, when people are overwhelmed with debts, why do many avoid the obvious bestsolution? Common Misconceptions About Bankruptcy In today’s world of credit, one lives […]

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Wage Garnishments in Illinois

Understanding Wage Garnishments in Illinois: How to Protect Your Earning Are you currently facing wage garnishment and struggling to protect your hard-earned money? Don’t despair! Filing for bankruptcy will stop the wage garnishment. You will regain control of your finances. This Article explains the Illinois Garnishment law. How Bankruptcy Can Help: Whether Chapter 7 or

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Choosing the Best Bankruptcy Lawyer For You

How to Choose the Right Bankruptcy Lawyer for Your Needs A good Bankruptcy lawyer has a lot of experience and knows the Bankruptcy laws. Your lawyer must provide effective representation when dealing with overwhelming debts. The following are some things to look for. Robert J Adams & Associates has over 40 years of experience in

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Confirmation Of The Chapter 11 Plan and It’s Effect

The Chapter 11 plan must comply with all the provisions of bankruptcy code The Chapter 11 plan was filed in good faith and all relevant information has been fully disclosed Payments  to made unsecured creditors after confirmation will equal or exceed the  amount such creditors would receive in a hypothetical Chapter 7  liquidation (a best

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What Is A Chapter 11 Reorganization For Small Businesses?

Corporations (including Not-For-Profit Corporations), Partnerships,  and Individuals who exceed the debts limits for a Chapter 13 are  candidates for a Chapter 11. The  definition of a Small Business in a Chapter 11 is one where the debts  don’t exceed about $2.5 million (currently $2,566,050). The debt limit  excludes amounts owed to persons considered “insiders” such

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