There are times when filing Bankruptcy is obvious such as when there is a traumatic event: Wage Garnishment; repossession, law suits, foreclosure, license suspension for parking tickets. For many others there are struggles and doubts. Should I file? Or, should I hold on? Filing for Bankruptcy is an individual decision. All a good lawyer can […]
File Bankruptcy and Rebuild Your Credit Read Post »
Bankruptcy Credit VideoThe following is a sample of emails or telephone calls that I frequently get. Dear Mr. Adams: I have a lot of bills and can’t get ahead. But, I am afraid if I file Chapter 7 bankruptcy my credit will be ruined for forever. Signed,(name withheld for privacy) Dear ABC, Legend has it that filing
Will Bankruptcy Ruin My Credit Forever? Read Post »
Bankruptcy Credit Credit Score VideoMany people avoid bankruptcy on the belief they can never get a mortgage. That is not true. Actually, the opposite may be true for many good folks. If you have too many debts or have a low credit score obtaining a mortgage is too difficult. To get a mortgage you have to resolve your debt problems. Bankruptcy
How Long After Bankruptcy Can I Buy A Home? Read Post »
Bankruptcy Home VideoMan good folks who are deep in debt avoid or defer filing for Bankruptcy. Why? They hear and read lot of misinformation and lies. Special interest groups such as banks fight against filing Bankruptcy. Why? If they can prevent you from filing bankruptcy or delay it they will able to squeeze more money out of
Common Myths And Lies About Consumer Bankruptcy Read Post »
Bankruptcy VideoIn another article SHOULD I FILE BANKRUPTCY? I said your decision is a personal one but should be based on correct facts and options. A lot of folks realize they should file Bankruptcy (either a Chapter 7 or a Chapter 13) but are hesitant. They are fearful of life after bankruptcy, because they have listened
Life After Bankruptcy Read Post »
Bankruptcy VideoThere are 3 basic types of claims in Bankruptcy for folks: SECURED CLAIMS A secured claim is one where the creditor has a lien on a property in your possession. A secured claim can be by agreement; by law; or by recording a lien. By agreement. The most common types include mortgages, cars, and even
What Are The Different Types Of Claims In Bankruptcy? Read Post »
Bankruptcy Claims VideoBankruptcy, it’s a word that most people find repugnant, but should it be so maligned? The fact of the matter is—bankruptcy provides significant relief to many Americans annually. If you’re drowning in debt and see no way out, bankruptcy may be the only way for you to start over with a clean slate. Many Americans
What Is A Chapter 7 Bankruptcy Case? How Does It Work? Read Post »
Bankruptcy Chapter 7 VideoPeople file Chapter 7 bankruptcy to get a discharge of debts. At the end of the Chapter 7 you don’t owe the money anymore. Of course, not all debts are dischargeable. For instance: Also, creditors can file a complaint to except a debt from discharge. This is rare. A competent lawyer looks for problem areas and can
What Is A Chapter 7 Bankruptcy How Do I Get Started Read Post »
Bankruptcy Chapter 7 VideoWe are offering to file chapter 7 bankruptcy for as low as $600, plus the filing fee. We can even do installment payments on our attorney’s fees if necessary. As far as chapter 13, for qualifying wage earners, we can file for a very low down payment. Sometimes Do You Find That What Keeps People From Even
What Is The Current Bankruptcy Offer On Your Website? Read Post »
Bankruptcy VideoWhen it is obvious that finances are out of control good people wait. They delay using our Bankruptcy laws. Why? WAITING CAN AND WILL HURT YOU There is a term for the time one needs to file and when on actual files. It is called a “sweat box”. When in the “sweat box” period: People
Why Wait To File For Bankruptcy? Read Post »
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