Filing for bankruptcy is a personal decision. The following is a quick guide for you. If you can relate to two or more of these problems, you owe it to yourself to find a solution. Robert J Adams & Associates will make taking the step toward bankruptcy (Chapter 7 or Chapter 13) a little easier. You can […]
Should I File Bankruptcy? Read Post »
Bankruptcy VideoI get a lot of questions about Marriage and Bankruptcy. One question is “I have a lot of debt: should I file Bankruptcy now or wait until we get married?” The second question often asked is whether a married couple should file a joint bankruptcy or whether only one party should file. These are excellent
Marriage, Pre-Marriage Planning And Bankruptcy Read Post »
Bankruptcy Marriage VideoAbout half of all marriages end in Divorce. The question is whether the couple should file a joint bankruptcy before or during the Divorce proceeding. There is no doubt that emotions run high and parties frequently have animosity towards each other. But if the couple can put aside their differences, bankruptcy can make things less
Divorce and Bankruptcy Read Post »
Bankruptcy Divorce VideoYou can often get the IRS off your back through Bankruptcy. Thousands have gone through one of the Bankruptcy chapters and regained their freedom from the IRS. FEDERAL TAX LIENS A federal tax lien is the government’s legal claim against all your property. It encumbers real estate, bank accounts, and even personal property. How does
Bankruptcy and IRS Tax Liens Read Post »
Bankruptcy IRS Liens VideoWhen you face serious financial problems filing Bankruptcy may well be a necessary and correct path for you. But caution is always required. By consulting with a law firm that has years of experience with Consumer Bankruptcy you can steer clear of some big pitfalls. These are some of the serious DON’Ts to avoid when filing
Don’t Do This When Considering Filing Bankruptcy Read Post »
Bankruptcy Video
IF I FILE BANKRUPTCY CAN I REBUILD MY CREDIT? WILL I BE ABLE TO BUY A HOUSE? Bankruptcy cases show up on your credit report as a bad mark but it often cleans up other bad marks. Also, it reduces your debt to income ratio. So there is good and there is bad. Credit reports
Rebuilding My Credit After Bankruptcy. Part 1 Read Post »
Bankruptcy Credit VideoWalking down any street in America you’ll likely pass one or several homeless people. Some people might choose to put a few dollars in their cup, while others may simply be at capacity already dealing with their own problems and may forge ahead without considering the homeless person. It’s hard to know what’s going on
The Bankruptcy Option—Your Friend When Debt Becomes Insurmountable Read Post »
Bankruptcy Debt VideoThe idea of filing for bankruptcy is difficult for many people to swallow. Among other things, the shame of letting themselves get into financial hardship can keep people from taking that action. While the process can be difficult to commence, the reality is there are times when it is necessary to simply regroup and start
Bankruptcy as A Learning Experience Read Post »
Bankruptcy Marriage VideoThe decision to file a Bankruptcy or to consider it is a business decision. Corporations don’t fret about it. They look at the facts of their business. If it works best for them they don’t hesitate. Payless Shoes recently filed a Bankruptcy and within a short time they immerged as a strong solvent company. United
Is Filing Bankruptcy Right for Me? Read Post »
Bankruptcy VideoWhen you have a great deal of debt that cannot be managed the best solution is to file a Chapter 7 bankruptcy. There are, however, situations where filing a Chapter 7 is not possible or is not in a person’s best interest: filing a Chapter 13 is the best path for you. This article is
How Does A Chapter 7 Bankruptcy Compare To A Chapter 13? Read Post »
Bankruptcy Chapter 13 Chapter 7 Video