Creditor Harassment

You are doing the best you can, but there isn’t enough money to pay  everyone you owe. So you’ve been letting certain bills slide or paying  them late. Now the bill collectors are harassing you constantly,  demanding money, threatening legal action or even saying that you will  be arrested.

The Chicago law firm of  Robert J. Adams & Associates can help you get out of debt and stop  creditor harassment immediately. Our lawyers will aggressively enforce  your rights under Illinois and federal law if creditors do not cease  their efforts.

Make It Stop. Call Us Today.

You  don’t have to put up with annoying and abusive creditors. We can file  your bankruptcy petition right away to get relief as soon as possible.

Do  You Dread Answering The Phone And Going To The Mailbox?Creditors and  collection agencies don’t want excuses. They want their money. They use  every tactic within the law — and sometimes illegal tactics — to make  you pay up. This relentless harassment takes a toll. It is depressing  and stressful. You cringe when the phone rings. The pile of bills sit  unopened. You wish it would just stop.

Filing for Chapter 7 or Chapter 13 bankruptcy triggers an automatic stay. This means that creditors and third-party debt collectors must halt all collection efforts from the date that your petition is filed:

  •  Phone calls or in-person visits
  •  Bills and demand letters
  •  Harassment of family members
  •  Wage garnishment
  •  Repossession
  •  Lawsuits and judgments

The  Fair Debt Collection Practices Act regulates creditors and collection  agencies. It can punish companies for violating consumers’ rights. Our  attorneys will deal directly with your creditors and pursue FDCPA fines  for any abusive behavior. No matter what a debt collector says, you  cannot be arrested for unpaid debts. They cannot swear at you or  threaten violence. They cannot call your home early in the morning or  late at night.


Did  you know that there are laws in place to protect you from abusive debt  collectors? Call Robert J. Adams & Associates in Chicago, IL to stop  creditor harassment immediately and discuss your financial issues with  our experienced debt relief and bankruptcy attorneys. We have offices  located in Waukegan and Lake County, Illinois and we also help clients  in surrounding areas. We have experience aiding people with bankruptcy,  debt relief, foreclosures, repossessions, paycheck garnishments,  collections suits, payday loans, parking tickets, license suspensions,  income tax problems and much more. Call today to speak to our  experienced bankruptcy lawyers and stop creditor harassment in Chicago,  Illinois.

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