A few years ago we helped a woman who was in a wheelchair and housebound to file Chapter 13. Most of the work was done over the phone. Then I went to her house to get signature, etc. Then I had an unusual experience with a gentleman was incarcerated awaiting trial on a serious matter. […]
Remote Filing Bankruptcy Read Post »
Bankruptcy COVID-19 Remote VideoTHERE ARE 2 TYPES OF QUESTIONS THAT PEOPLE RECEIVING BENEFITS ASK As to the first question, receiving benefits such as Social Security, Unemployment, or Worker’s Compensation the answer is ”YES.” Receiving benefits is not a deterrent to filing a case. SHOULD YOU? THAT IS MORE OF AN INDIVIDUAL DECISION. First, you should know: private creditors
Social Security, Unemployment, Worker’s Comp and Bankruptcy Read Post »
Bankruptcy Social Security Unemployment Video Worker's CompHOW LONG CAN A DEBT COLLECTOR PURSUE AN OLD DEBT? This is a general outline is provided by ROBERT J. ADAMS & ASSOCIATES. Offices in Chicago and Waukegan, Illinois. The primary practice of ROBERT J. ADAMS & ASSOCIATES is Chapter 7 and Chapter 13 Bankruptcy. Private creditors have a limited amount of time to collect
Statute of Limitations for Debts in Illinois Read Post »
Debt Statute of Limitations VideoCan Personal Income tax be discharged in Bankruptcy: Chapter 7 or Chapter 13? The answer is “Yes” based on certain rules: CHAPER 13 The same rules apply to both Chapter 7 and Chapter 13. If you file Chapter 13 the IRS debts that can be discharged receive a dividend like other unsecured debts. The dividend
Discharging Personal Income Tax (IRS) in Bankruptcy Read Post »
IRS Taxes VideoThis article is about IRS debts that are dischargeable in Bankruptcy but where the IRS has filed a lien. The IRS frequently files tax liens on all property the taxpayer owns in the county where the taxpayer resides. Tax liens have a life of 10 years. They can be renewed after 10 years but usually
IRS Tax Liens in Bankruptcy Read Post »
IRS Liens VideoYou decided that filing Chapter 7 is in your best interest. To effectively file your case various information and documents are needed. The following is a brief outline: I know that this seems like a lot but most folks have everything and we do help you. Almost all cases go smoothly and you get your
What Do I Need to File Chapter 7 Bankrutcy? Read Post »
Bankruptcy Chapter 7 VideoThis is a general outline provided by ROBERT J. ADAMS & ASSOCIATES. Offices in Chicago and Waukegan, Illinois The primary practice of ROBERT J. ADAMS & ASSOCIATES is Chapter 7 and Chapter 13 Bankruptcy. There are reasons why you filed Chapter 13 instead of Chapter 7. Generally, it was to save something like a car
Can I Convert My Chapter 13 to Chapter 7? Read Post »
Chapter 13 Chapter 7 VideoFORECLOSURE DEFICIENCIES This is a general outline provided by ROBERT J. ADAMS & ASSOCIATES. Offices in Chicago and Waukegan, Illinois The primary practice of ROBERT J. ADAMS & ASSOICATES is Chapter 7 and Chapter 13 Bankruptcy. When you buy a home financed with a mortgage you give the mortgagee two (2) things: WHAT HAPPENS WHEN
Money Judgments when A Home Is Foreclosed (Illinois) Read Post »
Foreclosure Real Estate VideoIn Illinois, property owners including homeowners pay Property taxes (Real Estate taxes) to the county. WHAT IF I DON’T PAY THE TAXES? The county has a lien on your home. When you fall behind more than one (1) year the county “sells” your taxes. The tax buyer pays the county the taxes due. Then tax
Real Estate Tax Redemption Read Post »
Real Estate Tax VideoThe Law Firm of Robert J. Adams & Associates remains open. Even with the COVID-19 pandemic we are helping people file Bankruptcy. Also, the Bankruptcy Courts remain open. The Bankruptcy Court and our law firm has adapted to the new reality of the COVID-19 pandemic: CAN I STILL FILE BANKRUPTCY? YES. With this pandemic your
Filing Bankruptcy During the Coronavirus Crisis Read Post »
Bankruptcy COVID-19 Video