(With Up Dated Numbers as of April 1, 2023) Hire a Bankruptcy lawyer is crucial when thinking about filing bankruptcy. When it comes to the Means Test a lawyer on your side is even more critical. The Means Test is required for individuals filing bankruptcy in Chapter 7 or Chapter 13. Thethe purpose is to […]
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Bankruptcy Chapter 13 Chapter 7 Means Video
This article addresses individuals and organizations overwhelmed by debt. Banks and financial institutions invest significant resources in discouraging people from filing for bankruptcy. However, upon closer examination, these “reasons” are often biased toward the big money industry. Let’s debunk some common misconceptions. It is an Admission of Failure Using our American Bankruptcy laws recognizes that
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Automobile Chapter 7 Homeowner Income Tax Parking tickets Video
Understanding Wage Garnishments in Illinois: How to Protect Your Earning Are you currently facing wage garnishment and struggling to protect your hard-earned money? Don’t despair! Filing for bankruptcy will stop the wage garnishment. You will regain control of your finances. This Article explains the Illinois Garnishment law. How Bankruptcy Can Help: Whether Chapter 7 or
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Bank Bankruptcy Borrowing Money Chapter 11 Chapter 13 Chapter 7 Credit Credit Card Credit Score Creditors Debt Debt Attorney Debt Collection Financial Garnishments Harassment Loans Medical Bills Video Wage Garnishments Wages
How to Choose the Right Bankruptcy Lawyer for Your Needs A good Bankruptcy lawyer has a lot of experience and knows the Bankruptcy laws. Your lawyer must provide effective representation when dealing with overwhelming debts. The following are some things to look for. Robert J Adams & Associates has over 40 years of experience in
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Bankruptcy Chapter 11 Chapter 13 Chapter 7 Video
When you have to file a Bankruptcy,the first question is which one is right for you. The following table lists some of the major differences. But remember, it is best to consult with an experienced law firm that concentrates in Consumer Bankruptcy. Hopefully, you will think of calling Robert J. Adams & Associates. SIMPLE DESCRIPTIONS
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Bankruptcy Chapter 13 Chapter 7 Video
If you or anyone you know is contemplating bankruptcy, December 31st is an important date. If your bankruptcy case is filed before the year ends, you can keep your income tax refund. Once the year is over, however, the IRS or the student loan collector are allowed to take the refund to apply it to
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IRS Tax Day Taxes Video
Is your home in foreclosure, or have you missed three or more payments? We are here to help. Can You Stop Foreclosure? Some options are temporary. When you defend the foreclosure in state court, you will stop the foreclosure for some time. Generally, it only delays the foreclosure and is not a permanent solution. Other
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Foreclosure Home Homeowner Video
When a Mortgage Company files a Foreclosure, it essentially has one objective: To sell your house at a sheriff’s sale to themselves or a 3rd party bidder. The result is the same: YOU LOSE YOUR HOUSE! What to Do? Chapter 13. There is the tradition Chapter 13 to save your home, and now a second way
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Chapter 13 Foreclosure Mortgage Video
The common question is “Will I lose my car?” It is certainly a reasonable concern.This guide goes over the three (3) legal options plus two (2) alternatives. Reaffirm the Debt Essentially, you agree that the debt goes on after the bankruptcy with the same contract terms. The finance company retains its lien, and you will
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Automobile Car Chapter 7 Loans Video